For those with poor credit standing, this is totally a nightmare when they do not know how to handle. But you will find financial institutions that are still willing to help them obtain one. Although it is possible, it would not be that easy when compared with obtaining it with good credit record.
They must realize that the operation is difficult and be very expensive more often than not therefore they must be ready to perform some tightening of belt within their financial aspect. They must realize also that the interest rates will be impacted by their credit score meaning the low the credit score, the higher the rate from the interest.