We have two mortgages on our house. the holder of the first one bought out the second mortgage company. Why won’t they refinance the mortgages into one. We cannot make both mortgages anymore due to a change in employment, loss of wages. HSBC and HFC are the companys. So we’re paying just the first one. Can we be foreclosed on?
The balance of the two morgages is lower than the value of the home. Make sense?

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